CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Trade only with money you can afford to lose.
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MetaTrader 4 From Kenya: a Nairobi Clock Against a New York Server

The MT4 account is opened, priced and timestamped outside Kenya. This page works out what that means in practice - the EAT offset, the credential split, and the funding step that has no local rail behind it.

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Ten account base currencies, and the shilling is not one of them  ·  Opening balance from USD 0 on Raw Spread, cTrader Raw Spread and Standard; USD 5,000 buys into early-access Raw Pro, USD 100,000 into Raw Pro+  ·  Leverage steps down as size grows: 1:5000 to 25 lots, 1:3000 from 25 to 50, 1:1000 past 50 on MetaTrader; 1:1000 flat on cTrader  ·  Stop out 50% on every account type  ·  Broker-published figures, read 2 September 2026

MetaTrader 4 reaches a Kenyan trader through three things the broker issues and one it does not: an account number, a password and an exact server string come from IC Markets, while the installer comes from the broker's platform section or the official app stores and from nowhere else. This is an independent affiliate site; it hosts no installer, no APK and no build number, and it publishes no direct file link because the broker publishes none either. What it can do is the local arithmetic. The MT4 servers sit in Equinix NY4 in New York, so a Nairobi trader on a fixed UTC+3 clock is working against a server that shifts twice a year while their own does not. CFD trading carries a high risk of losing money.

MetaTrader 4 (MT4) at IC Markets

MT4, MT5 or cTrader, judged on the two things that differ from Kenya

TerminalWhere its server livesOffset from Nairobi (EAT, UTC+3)What it costs to trade
MetaTrader 4Equinix NY4, New York7 hours behind in the northern summer, 8 in winterUSD 3.50 per lot per side on Raw Spread, or nothing extra on Standard
MetaTrader 5Equinix NY4, New YorkIdentical to MT4Same account pricing as MT4 - the platform does not change the fee
cTraderLondon2 hours behind in the northern summer, 3 in winterUSD 3.00 per USD 100,000 traded per side

The choice is fixed when the account is opened, not later: an MT4 account connects only to MT4. From Kenya the London server is the closer clock of the two, which matters if you would rather trade the European morning than sit up for New York.

Get started

The installer lives inside the Secure Client Portal once the account exists, so the order is registration first, download second. A demo gets you into the same terminal without any shilling leaving Kenya.

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Typing the address yourself, and why that is the whole security rule

The brand renamed itself in the open: the global site now presents as IC at ic.com, with IC Markets Global as the secondary trading name, and a live check on 2 September 2026 showed the older icmarkets.com still redirecting there. Search demand has not followed the rename, which is exactly the gap a lookalike domain lives in. Two addresses are worth committing to memory - ic.com for the public site and secure.ic.com for the client area - and typing them rather than following an advert or a forwarded link removes almost the whole attack surface at once.

The published platform range covers MetaTrader 4, MetaTrader 5, MetaTrader WebTrader, cTrader on desktop, web, iOS and Android, TradingView, the IC mobile app, IC Social, Signal Start and ZuluTrade, read on 2 September 2026. No Swahili interface appears among the sixteen site languages the brand offers, so a Kenyan trader works in English throughout - on the download pages, in the terminal and in support.

Three values at first login, and none of them is your email

MetaTrader asks for an account number, its password and an exact server string, all three issued by the broker. The server string is the one that catches people: it must match the confirmation character for character, and a single wrong character produces the same invalid account message as a wrong password. IC Markets publishes where the servers physically sit - Equinix NY4 in New York for MT4 and MT5 - but not the server strings themselves, so the only authoritative copy is the one inside your own Secure Client Portal.

Two more things behave differently from how people expect. The portal password and the trading password are separate credentials, so resetting one leaves the other untouched - which is why a portal that opens normally proves nothing about a terminal that will not connect. And demo and live are distinct accounts on distinct servers even when both sit in the same terminal, so moving between them means signing in again with the other credential set.

Putting the EAT offset to work instead of just noting it

Kenya sits at UTC+3 and has observed no daylight saving since 1960. New York runs UTC-5 from roughly November to March and UTC-4 for the rest of the year. The gap to your MT4 server is therefore 8 hours in the northern winter and 7 in summer, and it changes on US dates that mean nothing on a Kenyan calendar. Practically, the New York cash open at 09:30 local lands around 17:30 EAT in winter and 16:30 EAT in summer - the Kenyan evening, well after the Nairobi Securities Exchange has closed at 15:00.

That has three consequences worth planning for. A daily chart candle on your MT4 closes on server time, not on Nairobi midnight, so a Kenyan trading day and an MT4 trading day are not the same twenty-four hours. Higher Margin Requirement windows are defined against that same server close - daily from 30 minutes before it until 15 minutes after the reopen, at weekends from an hour before the Friday close until half an hour after the Monday open, and around a high-impact release from 15 minutes before to a minute after - so the local time at which your available leverage is cut moves by an hour twice a year while you do nothing. And the withdrawal cut-off runs on a third clock again: it is 12:00 in Australian eastern time, which is about 05:00 EAT when Australia is on standard time and about 04:00 EAT when it is on daylight time. Requests logged before that are processed the same day. In Nairobi terms, that means a request filed before dawn goes today and one filed after breakfast goes tomorrow.

IC Markets MT4 at a glance

FeatureMetaTrader 4 at IC Markets
What you can tradeForex and CFDs, from a MetaTrader range of 2,250 instruments; Raw Spread alone quotes 64 currency pairs and 15 major equity indices
Charting30+ indicators, 9 timeframes - the timeframes are server-anchored, so a daily candle does not close at Nairobi midnight
ExecutionOne-click trading, no dealing desk, raw pricing aggregated from institutional liquidity providers
ServerEquinix NY4, New York - 7 to 8 hours behind East Africa Time depending on the month
Free VPSOffered against monthly traded volume: 15 lots for the Standard tier, 30 for Pro, 75 for Premium, counting forex and precious metals only; missed twice in a row and the subscription is cancelled automatically
Swap FreeAvailable on Raw Spread and Standard across 90+ instruments, with a flat per-lot overnight fee in place of swap

IC Markets at a glance

DetailIC Markets
Public register entry for KenyaIC Markets (KE) Limited, Non-Dealing Online Forex Broker, licence number 199, listed at licensees.cma.or.ke
Default contracting entityRaw Trading Ltd, Seychelles, FSA Securities Dealer licence SD018 - branch 3, the worldwide default on the broker's own registration feed
Account base currencyTen choices, and the shilling is not one of them
Kenyan payment railNone published. Two country rails exist on the funding page, for Thailand and Vietnam; Kenya has neither
Office and languageNo Nairobi office and no Swahili line advertised; support answers in English, stated as 24 hours a day, Monday to Sunday
Countries not servedUnited States, Canada, New Zealand, Iran and North Korea. Kenya is not on that list

Published IC Markets terms, checked 2 September 2026; confirm the latest details before you trade. Leverage means a high risk of losing money.

IC Markets account types & pricing

AccountSpread fromCommissionBest for
Raw Spread on MT4From 0.0 pipsUSD 3.50 per lot per side, USD 7.00 the round turnThe cost is a visible line on the statement, which makes it easy to compare against your bank's currency conversion
Standard on MT4From about 0.8 pipsNoneThe cost is buried in the quote instead, which suits smaller size where a fixed per-lot fee bites harder
Raw Pro, early accessRaw pricingUSD 1.50 per side, USD 3.00 the round turnNeeds USD 5,000 to open - a meaningful sum once two currency conversions are priced in

Confirm current account terms before you trade; leverage carries a high risk of losing money.

Frequently asked questions

Can an IC Markets MT4 account be opened on MT5 instead?
No. The platform is chosen when the account is created and cannot be switched later - an MT4 account connects to MT4 and nothing else, and trading on MT5 means opening a second account. Both sit behind the same Secure Client Portal and both are served from the same New York data centre, so the East Africa Time offset is identical either way.
Does the New York server location matter for a trader in Kenya?
It sets the clock the whole trading day runs on. With the server in Equinix NY4 and EAT fixed at UTC+3, the New York session covers the Kenyan evening, the daily candle closes on server time rather than at Nairobi midnight, and Higher Margin Requirement windows land an hour earlier or later across the year because New York changes its clocks and Kenya does not.